Navigating through the process to buy your first home can be daunting so it’s nice to know there’s someone in your corner. That’s where we come in. We will support you through the process and ensure you’re taken good care of. We know our way around all the tools out there to help you, like low-deposit lending, Kiwisaver First Home Withdrawals, Kainga Ora First Home Grants and First Home Loans, and the lenders offering special deals just for first-home buyers. The key to succeeding as a first home buyer is to focus on the next step, not all the other steps that come afterwards, so we’ll help you keep your eye on the prize and can connect you with the people you’ll need along the way, like a solicitor that will do a good job and won’t charge an arm and a leg. Long story short – we’ll help get you the money, and make things as simple and easy for you as we can.

We work with all of the big banks, and a heap of the non-bank lenders too, so chances are we’ll be able to find a solution that works for you and your goals. Whether you’re buying your first, second, hundred-and-twelfth home, we approach things in the same way – we want to help you build a brighter financial future, by arming you with solid financial advice that puts you and your property goals front-and-centre.

Investment properties are a great way to build your wealth and set yourself up for the future, but you want to get it right. We can help you navigate all of the bits and pieces you need to be aware of, to help you find an investment property that will work hard for you, and provide advice around interest-only mortgages and the benefits of building vs buying an older property.

Do you have a fixed rate expiring on your mortgage? Whether we did your initial mortgage or not, we can help to get your mortgage locked, loaded and refixed, with some advice to help you decide whether to fix or float, or increase or lower your repayments. We manage the whole process for you, including negotiating rates with the bank to ensure you’re getting a fair deal.

Whether you are looking to diversify your investment portfolio with a commercial property or you own a business and are looking to buy premises to stop paying rent, we can help. Commercial lending works a little differently to standard residential mortgages, including shorter loan terms and (generally speaking) higher commercial interest rates. We can arm you with all the right information to help you ensure your commercial investment property stacks up.

Development lending is an area we have a lot of experience in, whether it’s splitting a section into two or opening up 100+ sections, we can help craft a finance plan that will minimise costs and maximise profit from your development.

Nobody should have insurance for the sake of it. We’re here to help craft useful insurance policies that do everything you want them to, and nothing you don’t. By working with a handful of New Zealand’s leading providers, we’re able to scan the market and ensure you’re getting the fairest deal possible, too. Our aim? We want you to know what insurance you have, and why you have it. Sounds simple, but you’d be amazed by how many people don’t know what insurances they have.

We’ll work with you to understand your needs and attitude towards risk, and develop a personal protection plan that’s fit for purpose.