Welcome to Bright
Welcome to Bright.
It's exciting to have you here. I’m Kieran Welsby - founder of Bright and experienced mortgage and insurance adviser.
With some big changes coming up in my own life, I've formed Bright Mortgages and Insurance as a platform for me to help brighten Kiwis' financial futures, by giving solid mortgage and insurance advice that puts my clients front and centre and creates a plan to build their wealth.
We have a problem in New Zealand. Only 65% of Kiwis own their own homes - that's the lowest rate since 1951. Most of us don't have a plan for retirement and live pay to pay. Most of us that do own homes are paying off our mortgages with no plan or structure, and are often left with chunky debts at retirement age. To top things off, Kiwis are amongst the most under-insured in the world when it comes to life and living insurance. The majority of Kiwis don’t have a plan in place in case something goes wrong, which could put their assets and standard of living at risk.
These problems are far too big for one humble mortgage and insurance adviser to fix, but what's clear is that having a plan helps create brighter financial futures. So that's what Bright Mortgages and Insurance is here to deliver. We're here to help with all of your mortgage and life, living and health insurance needs but we think financial advice shouldn't be transactional - having a long-lasting relationship will help deliver the results you want to see.
At Bright, we put relationships front and centre. Our process is designed around you. We want to understand what's important to you and help you to build a brighter financial future. From first homes to forever homes, or even building a business or retirement home, we want to set you up for success with the right people, products and advice. Nice.
So, why not give us a try? Kick your journey off by scheduling a catch-up either in-person at our Porirua office, at your home, or online via video call. Super simple.
Thanks for stopping by.
This is not tailored/targeted financial advice, and should not be acted upon without seeking independent advice specific to your needs. It is intended to act as an informative guide only.
